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EMERGENCY BUSINESS LOANS

When you need working capital fast for your business. Same Day Funding up to $1 Million We also offer a micro loan up to $35K in Minutes

WORKING CAPITAL IN MINUTES

BUSINESS LOANS

We know business funding. We offer Term Loans, Lines of Credit, Equipment Financing,Working Capital and more!

BUSINESS TERM LOANS / LOC

ALL SBA BACKED LOANS

We offer all SBA Loan Products. You focus on your business and let us get you approved. Start Ups, Expansion, Commercial etc.

SBA LOANS

REAL ESTATE HARD MONEY

We are a Nationwide Hard Money Provider.​ ​Fix and Flip, Purchase, Cash Out Refi, Ground Up Construction and More!

HARD MONEY FOR REAL ESTATE

CASHOUT REFINANCE

Nationwide Cash Out Refi on Commercial and Residential. Special owner occupied program, NO Monthly Payments

EQUITY LOAN / CASH OUT REFI

TIER 1 – Net 30 Accounts

You MUST apply to 8 to 10 of the Vendors listed!. We cannot STRESS enough how important this phase is.
This is your foundation of building your business credit. To qualify for Tier 2 Vendors you MUST have 5 to 7 Tier 1 – Net 30 Accounts reporting to your business credit profile, so again, apply to 8 to 10 of them below!
To maintain accounts with these companies you may have order TWO times per year.
 
RECOMMENDATIONS: APPLY FOR 10 OF THESE ACCOUNTS.

DO NOT APPLY

​Unless you have completed the 20 Points Compliance Checklist!.

CLICK HERE TO GO TO THE 20 POINTS COMPANY COMPLIANCE CHECKLIST

Strategic Network Solutions

​Strategic Network Solutions is a great company to start with. Most of the time they will approve you immediately for a small credit line. After a few months you can request an increase.
They have many products, buy whatever you may need for your business or home.


Reports to: Credit Safe and Experian
Description:
Strategic Network Solutions offers computer accessories ond office supplies.  
To Qualify:
– Entity in good standing with Secretary of State
– EIN number with IRS
– Business address- matching everywhere.
– D & B number
– Business License- if applicable
– Business Bank account
– Business phone number listed in National 411
– You can get an increase in the credit limit once you have established some business credit.
– Application may be approved for net 30 at time of order. Upon final review, Credit Department may change to a few pre paid orders, before a net 30 is granted
To Apply: 
Will need to create an account first, than place an order and select Net 30 terms. Credit dept. will review the account.
Terms: Net 30

IMPORTANT:
  • Make sure to read exactly what they require from you so that they extend credit to you and report the credit line.
  • Most will have you:
  • Create an Account
  • Apply for a Net 30 Account and wait for approval.
  • Pay an annual Fee ( Then they will report the tradeline )
  • You may need to order a product and by CHECKOUT – you must check the payment method as BILL ME NET 30.
  • Then wait TWO days to log back in and pay the invoive. Most times you can log out and log right back in and pay the invoice.
  • Some companies will change you a monthly fee and report they will report the tradeline without you buying a product, like Nav Boost.
  • Make sure you pay, make sure you make a list and pay, if not that tradeline will become a negative mark on your business credit.
APPLY - Strategic Network Solutions

Crown Office Supplies

Crown Office Supplies is a great company to start with. Most of the time they will approve you immediately for a small credit line. After a few months you can request an increase.
They have many products, buy whatever you may need for your business or home.

 
Reports to: Dun & Bradstreet, Experian, Equifax, Credit Safe, SBFE, and NACM.
Description:
Crown Office Supplies has many products that you can use for your office and home. 
To Qualify:
– Entity in good standing with Secretary of State
– EIN number with IRS
– Business address- matching everywhere.
– D & B number
– Business License- if applicable
– Business Bank account
– Business phone number listed in National 411
– Prefers business to have a good credit profile with D&B but not required
– Application may be approved for net 30 at time of order. Upon final review, Credit Department may change to a few pre paid orders, before a net 30 is granted
To Apply: 
Will need to create an account first, than place an order and select Net 30 terms. Credit dept. will review the account.
Terms: Net 30

IMPORTANT:
  • Make sure to read exactly what they require from you so that they extend credit to you and report the credit line.
  • Most will have you:
  • Create an Account
  • Apply for a Net 30 Account and wait for approval.
  • Pay an annual Fee ( Then they will report the tradeline )
  • You may need to order a product and by CHECKOUT – you must check the payment metod as BILL ME NET 30.
  • Then wait TWO days to log back in and pay the invoive. Most times you can log out and log right back in and pay the invoice.
  • Some companies will change you a monthly fee and report they will report the tradeline without you buying a product, like Nav Boost.
  • Make sure you pay, make sure you make a list and pay, if not that tradeline will become a negative mark on your business credit.
APPLY - Crown Office Supply

Maverick Office Supplies

​Maverick Office Supplies is a great company to start with. Most of the time they will approve you immediately for a small credit line. After a few months you can request an increase.
They have many products, buy whatever you may need for your business or home.


Reports to: Cortera, CreditSafe and Equifax. And our plans for adding Experian are still in process.
Description:
Maverick Office Supplies has many products that you can use for your office and home. 
To Qualify:
– Entity in good standing with Secretary of State
– EIN number with IRS
– Business address- matching everywhere.
– D & B number
– Business License- if applicable
– Business Bank account
– Business phone number listed in National 411
– You can get an increase in the credit limit once you have established some business credit.
– Application may be approved for net 30 at time of order. Upon final review, Credit Department may change to a few pre paid orders, before a net 30 is granted
To Apply: 
Will need to create an account first, than place an order and select Net 30 terms. Credit dept. will review the account.
Terms: Net 30

IMPORTANT:
  • Make sure to read exactly what they require from you so that they extend credit to you and report the credit line.
  • Most will have you:
  • Create an Account
  • Apply for a Net 30 Account and wait for approval.
  • Pay an annual Fee ( Then they will report the tradeline )
  • You may need to order a product and by CHECKOUT – you must check the payment metod as BILL ME NET 30.
  • Then wait TWO days to log back in and pay the invoive. Most times you can log out and log right back in and pay the invoice.
  • Some companies will change you a monthly fee and report they will report the tradeline without you buying a product, like Nav Boost.
  • Make sure you pay, make sure you make a list and pay, if not that tradeline will become a negative mark on your business credit.
APPLY - Maverick Office Supply

Shirtsy

Shirtsy is a great company to start with. Most of the time they will approve you immediately for a small credit line. After a few months you can request an increase.
They have many products, buy whatever you may need for your business or home.
​​

Reports to: Experian, Equifax, Credit Safe, SBFE, Ansonia and NACM
Description:
Shirtsy offers custom T – Shirts printing and apparel 
To Qualify:
– Entity in good standing with Secretary of State
– EIN number with IRS
– Business address- matching everywhere.
– D & B number
– Business License- if applicable
– Business Bank account
– Business phone number listed in National 411
– You can get an increase in the credit limit once you have established some business credit.
– Application may be approved for net 30 at time of order. Upon final review, Credit Department may change to a few pre paid orders, before a net 30 is granted
To Apply: 
Will need to create an account first, than place an order and select Net 30 terms. Credit dept. will review the account.
Terms: Net 30

IMPORTANT:
  • Make sure to read exactly what they require from you so that they extend credit to you and report the credit line.
  • Most will have you:
  • Create an Account
  • Apply for a Net 30 Account and wait for approval.
  • Pay an annual Fee ( Then they will report the tradeline )
  • You may need to order a product and by CHECKOUT – you must check the payment metod as BILL ME NET 30.
  • Then wait TWO days to log back in and pay the invoive. Most times you can log out and log right back in and pay the invoice.
  • Some companies will change you a monthly fee and report they will report the tradeline without you buying a product, like Nav Boost.
  • Make sure you pay, make sure you make a list and pay, if not that tradeline will become a negative mark on your business credit.
​
APPLY - Shirtsy

Ohana Office Products

Ohana Office Products is a great company to start with. Most of the time they will approve you immediately for a small credit line. After a few months you can request an increase.
They have many products, buy whatever you may need for your business or home.


Reports to: Experian and Equifax business credit
Description:
Ohana Office Products has many products that you can use for your office and home. 
To Qualify:
– Entity in good standing with Secretary of State
– EIN number with IRS
– Business address- matching everywhere.
– D & B number
– Business License- if applicable
– Business Bank account
– Business phone number listed in National 411
– You can get an increase in the credit limit once you have established some business credit.
– They also offer TIER 2 – Net 30, but you must establish a business credit profile where you have 5 accounts reporting before you can apply for the TIER 2.
– Application may be approved for net 30 at time of order. Upon final review, Credit Department may change to a few pre paid orders, before a net 30 is granted
To Apply: 
Will need to create an account first, than place an order and select Net 30 terms. Credit dept. will review the account.
Terms: Net 30

IMPORTANT:
  • Make sure to read exactly what they require from you so that they extend credit to you and report the credit line.
  • Most will have you:
  • Create an Account
  • Apply for a Net 30 Account and wait for approval.
  • Pay an annual Fee ( Then they will report the tradeline )
  • You may need to order a product and by CHECKOUT – you must check the payment metod as BILL ME NET 30.
  • Then wait TWO days to log back in and pay the invoive. Most times you can log out and log right back in and pay the invoice.
  • Some companies will change you a monthly fee and report they will report the tradeline without you buying a product, like Nav Boost.
  • Make sure you pay, make sure you make a list and pay, if not that tradeline will become a negative mark on your business credit.
APPLY - Maverick Office Supply

Office Garner

Office Garner is a great company to start with. Most of the time they will approve you immediately for a small credit line. After a few months you can request an increase.
They have many products, buy whatever you may need for your business or home. Even toilet paper.

​​
Reports to:  D&B
Description:
Office Garner is a great place to get office supplies online, from printer ink to pens.
To Qualify:
– Entity in good standing with Secretary of State
– EIN number with IRS
– Business address- matching everywhere.
– D&B number
– Business License- if applicable
– Business Bank account
– Business registered to Secretary of State (SOS) for at least 60 days old.
– If a business doesn’t have an established credit, they will require additional documents like accounts payable, income statement, balance sheets, etc.
Apply: Online or over the phone
Terms: Net 30

IMPORTANT:

  • Make sure to read exactly what they require from you so that they extend credit to you and report the credit line.
  • Most will have you:
  • Create an Account
  • Apply for a Net 30 Account and wait for approval.
  • Pay an annual Fee ( Then they will report the tradeline )
  • You may need to order a product and by CHECKOUT – you must check the payment method as BILL ME NET 30.
  • Then wait TWO days to log back in and pay the invoive. Most times you can log out and log right back in and pay the invoice.
  • Some companies will change you a monthly fee and report they will report the tradeline without you buying a product, like Nav Boost.
  • Make sure you pay, make sure you make a list and pay, if not that tradeline will become a negative mark on your business credit.​
APPLY - Office Garner

Uline Office Supply

Uline is a great company to start with. Most of the time they will approve you immediately for a small credit line. After a few months you can request an increase.
They have many products, buy whatever you may need for your business or home.

 
Reports to: D&B and Experian
Description:
Uline is the leading distributor of Shipping, Industrial, and Packing materials, Industrial and Janitorial Products. 99.5% of Uline’s orders ship the same day, with no backorders.
To Qualify:
– Entity in good standing with Secretary of State
– EIN number with IRS
– Business address- matching everywhere.
– D & B number
– Business License- if applicable
– Business Bank account
– Business phone number listed in National 411
– Prefers business to have a good credit profile with D&B but not required
– Application may be approved for net 30 at time of order. Upon final review, Credit Department may change to a few pre paid orders, before a net 30 is granted
To Apply: 
Will need to create an account first, than place an order and select Net 30 terms. Credit dept. will review the account.
Terms: Net 30

IMPORTANT:
  • Make sure to read exactly what they require from you so that they extend credit to you and report the credit line.
  • Most will have you:
  • Create an Account
  • Apply for a Net 30 Account and wait for approval.
  • Pay an annual Fee ( Then they will report the tradeline )
  • You may need to order a product and by CHECKOUT – you must check the payment method as BILL ME NET 30.
  • Then wait TWO days to log back in and pay the invoive. Most times you can log out and log right back in and pay the invoice.
  • Some companies will change you a monthly fee and report they will report the tradeline without you buying a product, like Nav Boost.
  • Make sure you pay, make sure you make a list and pay, if not that tradeline will become a negative mark on your business credit.
APPLY - Uline

Ceo Creative

The Creative CEO :Get low price electronics with great quality. Wireless buds, cameras for cars and trucks, speakers and more. Get quality custom design and branding services. Create your own logo, business cards, business accessories and more. Also offers digital products.​

​​
Reports to: Equifax and Creditsafe. Soon DnB.
Description:
The Creative CEO is a great place to get a Net 30 account.
To Qualify:
– Entity in good standing with Secretary of State
– EIN number with IRS
– Business address- matching everywhere.
– D & B number
– Business License- if applicable
– Business Bank account
– Business phone number listed in National 411
– Prefers business to have a good credit profile with D&B but not required
– Application may be approved for net 30 at time of order. Upon final review, Credit Department may change to a few pre paid orders, before a net 30 is granted
Special Instruction:
You must be in business for 90 days to apply. Must make a minimum order of $40.00 for them to report. Reporting takes 45 to 60 days.
Yearly membership: $75.00
To Apply: 
Will need to create an account first, than place an order and select Net 30 terms. Credit dept. will review the account.
Terms: Net 30

IMPORTANT:

  • Make sure to read exactly what they require from you so that they extend credit to you and report the credit line.
  • Most will have you:
  • Create an Account
  • Apply for a Net 30 Account and wait for approval.
  • Pay an annual Fee ( Then they will report the tradeline )
  • You may need to order a product and by CHECKOUT – you must check the payment method as BILL ME NET 30.
  • Then wait TWO days to log back in and pay the invoive. Most times you can log out and log right back in and pay the invoice.
  • Some companies will change you a monthly fee and report they will report the tradeline without you buying a product, like Nav Boost.
  • Make sure you pay, make sure you make a list and pay, if not that tradeline will become a negativ
APPLY - CEO Creative

Quill

Quill is a great company to start with. Most of the time they will approve you immediately for a small credit line. After a few months you can request an increase.
They have many products, buy whatever you may need for your business or home. Even toilet paper.


Reports to:  D&B
Description:
Quill is a great place to get office supplies online, from printer ink to pens.
To Qualify:
– Entity in good standing with Secretary of State
– EIN number with IRS
– Business address- matching everywhere.
– D&B number
– Business License- if applicable
– Business Bank account
– Business registered to Secretary of State (SOS) for at least 60 days old.
– If a business doesn’t have an established credit, they will require additional documents like accounts payable, income statement, balance sheets, etc.
Apply: Online or over the phone
Terms: Net 30

IMPORTANT:
  • Make sure to read exactly what they require from you so that they extend credit to you and report the credit line.
  • Most will have you:
  • Create an Account
  • Apply for a Net 30 Account and wait for approval.
  • Pay an annual Fee ( Then they will report the tradeline )
  • You may need to order a product and by CHECKOUT – you must check the payment method as BILL ME NET 30.
  • Then wait TWO days to log back in and pay the invoive. Most times you can log out and log right back in and pay the invoice.
  • Some companies will change you a monthly fee and report they will report the tradeline without you buying a product, like Nav Boost.
  • Make sure you pay, make sure you make a list and pay, if not that tradeline will become a negative mark on your business credit.
APPLY - Quill

Grainger Industrial Supply

Grainger is a great company to start with. Most of the time they will approve you immediately for a small credit line. After a few months you can request an increase.
They have many products, buy whatever you may need for your business or home. Even toilet paper.

​​
Reports to:  D&B
Description:
Grainger works with more than 1,300 suppliers to provide customers with electrical, fasteners, fleet maintenance, HVACR, hardware, janitorial, material handling, pneumatics, power tools, pumps, and much more.
To Qualify:
– Entity in good standing with Secretary of State
– EIN number with IRS
– Business address- matching everywhere.
– D&B number
– Business License- if applicable
– Business Bank account
– Business registered to Secretary of State (SOS) for at least 60 days old.
– If a business doesn’t have an established credit, they will require additional documents like accounts payable, income statement, balance sheets, etc.
Apply: Online or over the phone
Terms: Net 30

IMPORTANT:
  • Make sure to read exactly what they require from you so that they extend credit to you and report the credit line.
  • Most will have you:
  • Create an Account
  • Apply for a Net 30 Account and wait for approval.
  • Pay an annual Fee ( Then they will report the tradeline )
  • You may need to order a product and by CHECKOUT – you must check the payment method as BILL ME NET 30.
  • Then wait TWO days to log back in and pay the invoive. Most times you can log out and log right back in and pay the invoice.
  • Some companies will change you a monthly fee and report they will report the tradeline without you buying a product, like Nav Boost.
  • Make sure you pay, make sure you make a list and pay, if not that tradeline will become a negative mark on your business credit.
APPLY - Grainger

Summa Office Supplies

Suma Office Supplies is a great company to start with. Most of the time they will approve you immediately for a small credit line. After a few months you can request an increase.
They hae many products, buy whatever you may need for your business or home.


Reports to: Experian and Equifax business credit
Description:
Suma Office Supplies has many products that you can use for your office and home. 
To Qualify:
– Entity in good standing with Secretary of State
– EIN number with IRS
– Business address- matching everywhere.
– D & B number
– Business License- if applicable
– Business Bank account
– Business phone number listed in National 411
– You can get an increase in the credit limit once you have established some business credit.
– Application may be approved for net 30 at time of order. Upon final review, Credit Department may change to a few pre paid orders, before a net 30 is granted
To Apply: 
Will need to create an account first, than place an order and select Net 30 terms. Credit dept. will review the account.
Terms: Net 30

IMPORTANT:
  • Make sure to read exactly what they require from you so that they extend credit to you and report the credit line.
  • Most will have you:
  • Create an Account
  • Apply for a Net 30 Account and wait for approval.
  • Pay an annual Fee ( Then they will report the tradeline )
  • You may need to order a product and by CHECKOUT – you must check the payment metod as BILL ME NET 30.
  • Then wait TWO days to log back in and pay the invoive. Most times you can log out and log right back in and pay the invoice.
  • Some companies will change you a monthly fee and report they will report the tradeline without you buying a product, like Nav Boost.
  • Make sure you pay, make sure you make a list and pay, if not that tradeline will become a negative mark on your business credit.
APPLY - Summa Office Supply

Zuma Office Supply

Zuma Office Supplies is a great company to start with. Most of the time they will approve you immediately for a small credit line. After a few months you can request an increase.
They have many products, buy whatever you may need for your business or home.
​

Reports to: Experian and Equifax business credit
Description:
Zuma Office Supplies has many products that you can use for your office and home. 
To Qualify:
– Entity in good standing with Secretary of State
– EIN number with IRS
– Business address- matching everywhere.
– D & B number
– Business License- if applicable
– Business Bank account
– Business phone number listed in National 411
– You can get an increase in the credit limit once you have established some business credit.
– Application may be approved for net 30 at time of order. Upon final review, Credit Department may change to a few pre paid orders, before a net 30 is granted
To Apply: 
Will need to create an account first, than place an order and select Net 30 terms. Credit dept. will review the account.
Terms: Net 30

IMPORTANT:
  • Make sure to read exactly what they require from you so that they extend credit to you and report the credit line.
  • Most will have you:
  • Create an Account
  • Apply for a Net 30 Account and wait for approval.
  • Pay an annual Fee ( Then they will report the tradeline )
  • You may need to order a product and by CHECKOUT – you must check the payment metod as BILL ME NET 30.
  • Then wait TWO days to log back in and pay the invoive. Most times you can log out and log right back in and pay the invoice.
  • Some companies will change you a monthly fee and report they will report the tradeline without you buying a product, like Nav Boost.
  • Make sure you pay, make sure you make a list and pay, if not that tradeline will become a negative mark on your business credit.
APPLY - Zuma Office Supply

JJ Gold

JJ Gold offer jewelery, gift basket and other accessories 
 

Reports to: Equifax, DnB and Creditsafe
Description:
JJ Gold is a great place to get a Net 30 account.
To Qualify:
– Entity in good standing with Secretary of State
– EIN number with IRS
– Business address- matching everywhere.
– D & B number
– Business License- if applicable
– Business Bank account
– Business phone number listed in National 411
– Prefers business to have a good credit profile with D&B but not required
– Application may be approved for net 30 at time of order. Upon final review, Credit Department may change to a few pre paid orders, before a net 30 is granted
Special Instruction:
You must be in business for 90 days to apply. Must make a minimum order of $75.00 for them to report. Reporting takes 45 to 60 days.
Yearly membership: $99.00.
You will be offered a $350.00 credit line to begin. After 60 days you can apply for an increase to $750.00.
To Apply: 
Will need to create an account first, than place an order and select Net 30 terms. Credit dept. will review the account.
Terms: Net 30

IMPORTANT:
  • Make sure to read exactly what they require from you so that they extend credit to you and report the credit line.
  • Most will have you:
  • Create an Account
  • Apply for a Net 30 Account and wait for approval.
  • Pay an annual Fee ( Then they will report the tradeline )
  • You may need to order a product and by CHECKOUT – you must check the payment method as BILL ME NET 30.
  • Then wait TWO days to log back in and pay the invoive. Most times you can log out and log right back in and pay the invoice.
  • Some companies will change you a monthly fee and report they will report the tradeline without you buying a product, like Nav Boost.
  • Make sure you pay, make sure you make a list and pay, if not that tradeline will become a negative mark on your business credit.
APPLY - JJ Gold

Credit Strong

Credit Strong Business Credit Builder.
Similiar to its personal credit building product, Credit Strong has now entered the Business Credit Building World. Credit strong a FDIC insured bank with Austin Bank.
Now offers an excellent business building product and the report fast.
​
Reports to: D&B and Equifax
Description:
Installment Plan
NO Pg Program. You will sign up with your EIN number.
They have TWO Plans:
5 year Plan of $199.00 per month = $10,000 Installment line.
10 Year Plan $115.00 per month = $10,000 installment line.
This means when the term is done you should have $10,000 in the account and minus their interest, you will recieve the remainder. So its like a saving account.
You can cancel at any time.
REMEMBER: The more payments you show on your business credit, the stronger it gets. This is no a no brainer.
To Qualify:
– Entity in good standing with Secretary of State
– EIN number with IRS
– Business address- matching everywhere.
– D & B number
– Business License- if applicable
– Business Bank account
– Business phone number listed in National 411
– Prefers business to have a good credit profile with D&B but not required
– NO Credit Check

GREAT TIP:
For those that have access to cash, this is agreat way to create a large account to report to your business credit. If you can deposit $10,000+ to 
Credit Strong, and use it for all your business expenses as to say, you will have a $10,000 account reporting to your business credit. In return, you will qualify for more and higher limits credit in the future, Business Credit Cards and Lines of Credit.


To Apply: 
Go to their website and join. No Credit Check.

IMPORTANT:

  • Make sure to read exactly what they require from you so that they extend credit to you and report the credit line.
  • Most will have you:
  • Create an Account​
APPLY - Credit Strong

Divvy Business Credit Builder

Products and Services: Secured Business Credit​
What Tier: 2
Reports To: DnB and SBFE Monthly ( Ex and Eq )
Time to Report: 30 Days first transaction.
Terms: Net 7
Personal Guarantee or No Personal Guarantee: Both
 
QUALIFICATIONS:
  • 20 Points Compliance: MUST be completed.
  • Time in Business: Three Months 
  • Business Credit Required: Yes, 80 Paydex
  • Vendors on Business Credit Reporting: 5 to 7
  • FICO Score: 550+ ( 2+ years of History ): Divvy will do a soft pull on Experian to check your personal credit and they will pull your Experian Business Credit Profile.
 
Annual Fee or Set Up Fee: None
Mimimum Order to Report: After you start using card
Credit Line: Depends on how much you deposit to secure a secured Business Credit.
Business Bank Login Required: Yes ( Good to have some money in your business bank account when applying , eg: $500.00 )
 
How to Apply: Online
 
Special Instructions: Getting approved for a secured business credit with Divvy depends on two things. One, your personal credit must be over 550 and your experian business score must be like an 80.
 
Tips and Tricks: This is absolutely a great program to get a account reporting to your business credit. To make it simple, its like a secured credit card. What you deposit as security is your limit. Start using this card to make any purchases for your business and this will help you build business credit and build your business relationship with DIvvy. In the future as your business crediy get stronger, you can request for unsecured credit.
 
IMPORTANT:
Once you apply to Divvy, here is what happens:
1. They will call you
2. They will email you
 
So if you see and 800  umber or and regular number, please answer. Also check your email, they will email you. This may because they need more infor or just wants to talk to you.
 
IMPORTANT: Also Divvy requires all applicants to submit a clear selfie with them holding their drivers licence close to their faces. This is a normal practice to verify you are who you say you are.
 
OUR TAKE:  There is not an easier way for you to get an account to report on your business credit bureau. You are simply using their system to pay your business bills and they report to the business credit bureau.
Divvy is lots more than this. They are actually a Expense Management Platform. So they simply your business expese tracking. There are lots more features with using Divvy.
We highly recommend that you join them and deposit  at least a $500.00, so your spending limit is $500 and start paying your business bills or recurring bills using Devvy.
 
Again, Here you are using a service that you would use with your regular bank. But your regular bank does not report to the business credit bureaus, DIVVY DOES!
 

GREAT TIP:
For those that have access to cash, this is agreat way to create a large account to report to your business credit. If you can deposit $10,000+ to 
Divvyy, and use it for all your business expenses as to say, you will have a $10,000 account reporting to your business credit. In return, you will qualify for more and higher limits credit in the future, Business Credit Cards and Lines of Credit.
APPLY - Divvy Secured Credit

Ceo Creative

Products and Services: Business Credit Card – Business Expense Management PLatform.​
What Tier: 2 ( If you have great personal Credit – Do Apply )
Reports To: DnB and SBFE ( Experian and Equifax )
Time to Report: 30 Days after you start using card.
Terms: Net 7, Net 14, Net 30
Personal Guarantee or No Personal Guarantee: Both
 
QUALIFICATIONS:
  • 20 Points Compliance: MUST be completed.
  • Time in Business: ONE Year No Pg / Pg  if your business credit is weak.
  • Business Credit Required: Yes. 80 Paydex
  • Vendors on Business Credit Reporting: 5 to 7
  • FICO Score: 660+ ( 2+ years of History ): Yes / Soft Pull ExperianYou will have to att
 
Annual Fee or Set Up Fee: None
Mimimum Order to Report: Must use card / No usage of card for 90 days, you card is closed down.
Credit Line:  Net 7. Net 14, Net 30 Account
Business Bank Login Required: YES
 
How to Apply: Online
 
Special Instructions: Getting approved from Divvy is based on all your information matches. You must have atleast a 660+ Personal FICO and you must have a 80 Business Score on Experian Business. Start ups can qualify for abusiness credit card but either their personal credit or business credit has to be STRONGER.
 
Tips and Tricks: Once you apply, here is what you have to look out for:

Once you apply to Divvy, here is what happens:
1. They will call you
2. They will email you
So if you see and 800  umber or and regular number, please answer. Also check your email, they will email you. This may because they need more infor or just wants to talk to you.
 
HERE ARE SOME MORE INFORMATION:
  • You will have to attch your business bank account to Divvy
  • You must use the card, no usage of the card for 90 days, they will close it.
  • Divvy offer credit up to $500,000 for those with excellent business.
  • Divvy may require your last TWO years Business Tax Returns when applying for high limits.
  • Divvy also offer a SECURED BUSINESS CARD for thise that do not qualify for a unsecured business card.
  • Divvy also offers another option: Pre Pay – Pre Load Option. Look at their website to find out more.
  • Usage of the card is FREE
  • No annual FEE
  • No Charges
  • NO Interest
  • You get REWARD as you use the card ( Get more infor from their website.
  • This card is great for those businesses that wants to control employee spending. You can set monthly spending limits as you like for every employee that you issue a card.IMPORTANAlso Divvy requires all applicants to submit a clear selfie with them holding their drivers licence close to their faces. This is a normal practice to verify you are who you say you are.

​IMPORTANT: Also Divvy requires all applicants to submit a clear selfie with them holding their drivers licence close to their faces. This is a normal practice to verify you are who you say you are
 
 
APPLY - DIVVY BUSINESS CREDIT CARD
HERE ARE OTHER TIER 1 NET 30 ACCOUNTS PROVIDER
REMEMBER: We need a total of FIVE accounts for TIER 1 Net 30 accounts.
Naturally you can shop at any of them for your business beacuse they all offer Net 30 accounts and reports to the credit bureaus:

Supply Works Home Depot Pro: www.supplyworks.com
Biz Credit Central
Sunbelt Rentals – www.sunbeltrentals.com
Wise Business Plans –
76 Fleet – https://www.76fleet.com
Business T Shirts Club – 
Murphy Fleet USA – https://www.murphyusafleet.com/
CEO Creative – https://theceocreative.com
WEX FLEET – https://www.wexinc.com/solutions/fleet-management/
Pitney Bowes –
MSC Direct – 
Shirtsy – 
Kum & Go – https://www.kumandgofleet.com/
Pilot Axle Fuel Card –
BP Business Solutions Fuel Card –
US Plastics – 
AtoB Fuel Card – 
Circle K Fuel Card –
Credit Strong $10K Business Loan ( Secured ) – https://www.creditstrong.com/
JJ Gold – 
​Biz Credit Central –
Creative Analytics – https://creativeanalyticsdc.com/
Advance Auto Parts – https://shop.advanceautoparts.com/
Wilmar – https://www.wilmar.com/
Maraton Brand – https://www.marathonbrand.com
Hardware Express – https://www.e-hardwareexpress.com
Barnett The Home Depot Pro – https://www.ebarnett.com
WE ARE UPDATING – PLEASE COME BACK
We are working Daily on this list.
You can see most of them on our Step by Step 
Business Credit Building page.
Go there and stroll down

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