Skip to content

EMERGENCY BUSINESS LOANS

When you need working capital fast for your business. Same Day Funding up to $1 Million We also offer a micro loan up to $35K in Minutes

WORKING CAPITAL IN MINUTES

BUSINESS LOANS

We know business funding. We offer Term Loans, Lines of Credit, Equipment Financing,Working Capital and more!

BUSINESS TERM LOANS / LOC

ALL SBA BACKED LOANS

We offer all SBA Loan Products. You focus on your business and let us get you approved. Start Ups, Expansion, Commercial etc.

SBA LOANS

REAL ESTATE HARD MONEY

We are a Nationwide Hard Money Provider.​ ​Fix and Flip, Purchase, Cash Out Refi, Ground Up Construction and More!

HARD MONEY FOR REAL ESTATE

CASHOUT REFINANCE

Nationwide Cash Out Refi on Commercial and Residential. Special owner occupied program, NO Monthly Payments

EQUITY LOAN / CASH OUT REFI
“Being good in business is the most fascinating kind of art. Making money is art and working is art and good business is the best art.”
 
David Landers

CREDIT MONITORING SERVICE
Want us to review your personal credit to advise you on
what you need to do to better your credit?
Click her to join Identity IQ Credit Monitoring Service

HOW TO BUILD PERSONAL CREDIT!
 
​The most effective way to build personal credit really depends on the current status of your credit.
There are many gurus out there that teach how to establish personal credit and we not saying that the information is not good, what we are saying is every individual credit must have a unique approach.
 
You the client must be able to know where you currently stand and what steps you should take to not only improve your credit but be able to benefit at the same time from the building of your credit.
 
You might believe that if you have challenged credit, that it may be better to clean your credit before starting to establishing and build your business credit. Thats not true!.
 
Waiting on your credit file to be cleaned of negatives before establishing credit or building credit can be a task or wasting valuable time.
 
Our approach is different. We believe in starting the process of establishing positive credit first then start the repairing the credit file.
 
You will learn how you can get approved for credit while restoring your credit file. Let the positives outweigh the negatives, then take over by repairing your credit.
 
Follow our suggestions, understand our concept and enjoy the results.
CREDIT CARDS FOR BAD AND FAIR CREDIT
STARTER CREDIT CARDS FOR BAD OR FAIR CREDIT!
When you are trying to restore or build your credit, these credit card providers offer small credit limits to clients with bad or fair credit.
 
REMEMBER:
You are trying to establish 11 Credit Card Accounts to your credit profile.
 
Try to get as many as possible when you click off to the link.
 
IMPORTANT:
Do not miss a payment. Please keep up with your payments. You will ruin this plan to best credit if you get a late payment. We suggest that you set up automatic bill pay from your bank account.
Credit Cards for Bad and Fair Credit!
OUR GOALS
What are we trying to accomplish with your
credit in the next two years.
 
We can get you capital without hurting your new established personal credit.
We will establish, build and maintain personal credit – Never to use but just to show. Invest in yourself and we will show you a path to getting capital to change your life!
LONG TERM GOAL FOR YOUR CREDIT
HERE IS WHAT A GREAT CREDIT FILE LOOKS LIKE
  • 22 Revolving Accounts  – Credit Cards ( Open )
  • DTI under 15% ( Usage of Personal Credit Cards )
  • 2 Auto Loans ( Closed or Open )
  • A Mortgage Account
  • One or Two Personal Loans
  • Less than 2 Inquiries in the last SIX Months.
 
CREDIT IS BASED ON HISTORY AND NOT A SCORE –
If you have history, you have the score. When looking to get funded, we,  as the banks, looks at the history, the age of your accounts on your credit report.
 
MINIMUM REQUIREMENT FOR FUNDING
The mimimum AGE or HISTORY requirement is at least  FOUR accounts on your credit that is 2+ Years old in good standings and OPEN. These accounts must be Individual accounts and NOT authorize user accounts.
 
YOU HAVE AN IDEA – NOW LETS GET THERE.
Now you know what a great personal credit profile looks like. This should be everyones goal. Remember you will NOT be using the credit cards, you will not need to because you can use your business credit cards for whatever reason you feel like. You will only use your personal credit cards for small purchases so that your card does not get CLOSED by the issuing back because of lack of activity.

CREDIT MONITORING SERVICE
Want us to review your personal credit to advise you on
what you need to do to better your credit?
Click her to join Identity IQ Credit Monitoring Service

SHORT TERM GOAL FOR YOUR CREDIT
HERE IS OUR SHORT TERM GOALS FOR YOUR CREDIT PROFILE.
  • 11 Revolving Account – Credit Cards
  • 1 or 2 Auto Loans
  • Mortgage for those that has the needs.
  • 2  Personal Loans
 
Once we have accomplished this, we will continue to build your credit to 22 revolving accounts.
 
REMEMBER:
Once you establish and build your personal credit, we will only use it to show the banks when we are seeking business funding.
All the business funding you receive will not show on your personal credit. YES, you will have inquiries on your personal credit but those can be removed.
 
Imagine:
Taking an LLC or Corp and funding it up to $500K by just showing your personal credit. 
Then you can get another LLC or Corp and repeat the process, getting you another business funding up to $500K.
 
Your personal credit remains perfect.
 
HOW TO ACHIEVE YOUR SHORT TERM GOALS
Fast Track Your Credit – Build while you Repair!
 
  • 1. Subscribe to OPT IN OPT OUT
  • 2. Get FIVE Starter Cards ( Click Here to see Cards )
  • 3. Start Credit Repair ( Click Here – $1000 – Fast Results )
  • 4. Take $5000 and go to 10 Major Banks and Credit Unions in your neighborhood that also offers business credit and apply for a $500.00 SECURED CREDIT CARD. Now you will have 15 Revolving lines reporting to your credit. If you DO NOT have $5K, then start with what you have and as you have more capital, continue the process.
  • HERE IS AN IDEA FOR THOSE THAT DO NOT HAVE CAPITAL. Take $500 from your salary everytime you get paid, Get a Secured card. Naturally it will take you 5 to 10 days to receive the card but then you will have access to the money and you can use it. But you have created a new account.
  • Allow SEVEN months then add TWO Authorize User with 5+ years of History and limits of over $25K. SEE AU TRADELINES HERE
  • Once the tradelines post to your credit profile call all the credit card companies that you have a relationship with and request a LIMIT Increase.
  • Wait until after all negatives have been removed from your credit, then call again for another limit increase.
  • How to get a Personal Loan ( Installment loan ) on your credit. Apply for two personal loans. No matter the amount, just stay with range so you get approved. Hold the money for two to three months. DO NOT use it. Then in THREE months pay off the personal loan. Yes, you will apy some interest but now you have TWO closed personal loans on your credit that POSITIVELY impacts your credit.
  • At this point if you have a business and have completed the 20 Points Compliance Check and have appplied for at least 8 to 10 of the TIER 1 – Net 30 Accounts, and they have posted to your business credit and you have established a 80 Paydex, You can start applying for credit for your business.
 
Here is what happens if you follow this method:
  • You posivite account will start to outweigh your negatives.
  • As your negatives are being removed, your credit gets stronger.
  • You will start getting better credit card pre approvals in the mail
  • As the new credit cards aged, those cards will all become unsecured.
  • In about SIX months, you will start getting approvals for $2K, $5k, and $10K credit cards. So your $5000 that you invested in yourself will now become $50,000+ or even more.
 
FOR MORE DETAILS ON THIS FAST TRACK PROGRAM – FOLLOW OUR YOUTUBE CHANNEL.
 

NEED SOME EXTRA CAPITAL TO BUILD YOUR PERSONAL CREDIT? Create a side hussle - Earn Money by referring clients.

For those individuals that does not have the capital to invest in establishing their credit, we have an offer.
 
Refer clients that needs our program and earn. Invite your friends and family to visit our website.
Use the form below to refer your friends and family. In the event that any of the people you refer to us, use any of our services, we will pay you a referral fee.
Referral fees will depend on what services your referrals join with us.
 
When you refer a clients to our website, make sure that you submit their information to us by filling out the form below. We will record the client in our system with you being the referral partner. Actions taken by your referral will be recorded and referral fees will be paid to you.
 
We also offer other programs where you can join and become a referral partner and earn. Look on the navigation bar and you will see ” Start Earning $10K+ Monthly “
REFER A CLIENT
YOU CAN EARN $10K MONTHLY!
Bad Credit Clients
Here is an effective way to establish and build your credit.
This technique get you access to credit while you build your credit. You MUST follow exactly as we have listed here for you to get great results.

JOIN OUR CREDIT REPAIR / INQUIRY REMOVAL
See Results in 21 to 35 days!
Cost: $1000.00
Not all files are accepted into our Program.

FAST INQUIRY REMOVAL
See Results in 4 to 10 days!
Cost: $1000.00

AUTHORIZE USER TRADELINES
Boost your Personal Credit Fast!
Advanced Ordering System

CREDIT MONITORING SERVICE
Want us to review your personal credit to advise you on
what you need to do to better your credit?
Click her to join Identity IQ Credit Monitoring Service

WHAT IS CONSIDERED BAD CREDIT – NO CREDIT CLIENTS CLIENTS
  • You have only negative accounts on your credit. 
  • You may also have some starter credit cards that are in good standings
  • You may have a empty credit file. Nothing Reporting.
  • You have have just started restoring your credit and have one or more positive accounts and all others are negative accounts.
 
BAD CREDIT CLIENTS – HERE IS WHAT WE WILL DO.
We will start your credit file by adding positive accounts first, then we will start the credit repair process. This will help us not to waste time. Meaning we will be aging your positive credit while restoring your credit or start credit repair.
 
OUR GOAL – GETTING ELEVEN REVOLVING ACCOUNTS
We are going to get eleven revolving accounts on your credit. You will need some capital to get this done. So the more capital you have the faster you can be successful. If you do not have enough capital to get secured credit cards start with what you have and get more as you have get more capital to get more secured credit cards.
 
CLIENTS THAT HAVE $5000.00 IN CAPITAL TO
INVEST IN THEIR CREDIT.
 
  • GET 10 SECURED CREDIT CARDS: Google and find around your neighborhood, all credit unions, community banks and major banks that offer Personal SECURED credit cards. Secured Credit Cards simply means that you give the bank $500.00 and they give you a credit card with a $500.00 limit. The money you give as collateral, becomes your credit limit.                                                             IMPORTANT: They must be banks that offers both Personal and Business products such as business credit cards. What we are trying to do is build relationships with banks that will in the future give us business credit when we apply. Please go to TEN of these banks and open a $500.00 Secured Personal Credit Card. We suggest credit unions in your neighborhood, Community banks and the following major banks: Bank of America, Chase, Citi, PNC, US Bank, Wells Fargo, Fifth Third Bank, Navy Federal and Suntrust. We need a total of 11+ revolving accounts. Please DO NOT use these credit cards over 10% of the limit.
 
  • OPT IN OPT OUT: After you have applied and have been approved for the 11 secured personal credit cards, then go to opt in opt out and opt in for credit card offers. This means that banks will start sending you credit card offers and you will get the credit cards without a hard inquiry on your personal credit. Click Here to go to opt in opt out.
 
  • APPLY FOR FIVE UNSECURED CREDIT CARDS: Please click on this link and apply for FIVE unsecured credit cards. These will be low limits credit cards but great to get us the number of cards that we need. CLICK HERE
 
  • START CREDIT REPAIR: Now is time to start your credit repair. You can do it yourself or you can hire is for $1000. You will get fast results and you will start seeing results in 21 to 45 days. We do not accept all credit file. We are honest in our approach, so its either we are confident that we can help you or not. CLICK HERE TO JOIN OUR CREDIT REPAIR PROGRAM.
​
  • AUTHORIZE USER TRADELINES: Once you have gotten this far, you should have 11+ Revolving Accounts reporting and your credit file has no negatives. We will now create HISTORY and HIGH LIMIT lines on your credit by adding Authorize User Tradelines. Once these tradelines post to your account, we will apply for personal credit credit cards and we will call all of our existing credit cards and ask for a credit increase. The authorize user tradelines that we will be adding will be: TWO lines that rae 5+ years old with limits $20K to $35K. Banks like to mimic your high limit revolving account, so if they see you have an existing high limit card, they will try to approve you also for a high limit card. REMEMBER: We will not get the highest limits because of our history but we will get good approvals. CLICK HERE AND ORDER TWO AU LINES THAT ARE 5+ Years old with a Limit of $20K to $35K.        
  • APPLYING FOR MORE PERSONAL CREDIT CARDS: Once the authorize users have posted to your credit file, now its time to apply for more personal credit cards. REMEMBER: We want to have 22 Revolving accounts to report to your credit. However, we have to be careful how we apply so that we do not get denied for excessive inquiries or seeking credit. Click here to see where to apply and how to apply. ( We are updating – Please come back soon ).​
​Watch for our video being released soone on this topic.
​
​

CLIENTS THAT HAVE NO CAPITAL TO INVEST IN THEIR CREDIT.
We are going to establish ELEVEN credit card accounts to your credit
 
STEP ONE
​
  • OPT IN OPT OUT: Please go to opt in opt out and opt in for credit card offers. This means that banks will start sending you credit card offers and you will get the credit cards without a hard inquiry on your personal credit. Click here to go to opt in opt out.
​
  • APPLY FOR FIVE UNSECURED CREDIT CARDS: Please click on this link and apply for FIVE unsecured credit cards. These will be low limits credit cards but great to get us the number of cards that we need. CLICK HERE
​​
  • START CREDIT REPAIR: Now is time to start your credit repair. You can do it yourself or you can hire is for $1000. You will get fast results and you will start seeing results in 21 to 45 days. We do not accept all credit file. We are honest in our approach, so its either we are confident that we can help you or not. CLICK HERE TO JOIN OUR CREDIT REPAIR PROGRAM.
​
  • AUTHORIZE USER TRADELINES: Once you have gotten this far, you should have 11+ Revolving Accounts reporting and your credit file has no negatives. We will now create HISTORY and HIGH LIMIT lines on your credit by adding Authorize User Tradelines. Once these tradelines post to your account, we will apply for personal credit credit cards and we will call all of our existing credit cards and ask for a credit increase. The authorize user tradelines that we will be adding will be: TWO lines that rae 5+ years old with limits $20K to $35K. Banks like to mimic your high limit revolving account, so if they see you have an existing high limit card, they will try to approve you also for a high limit card. REMEMBER: We will not get the highest limits because of our history but we will get good approvals. CLICK HERE AND ORDER TWO AU LINES THAT ARE 5+ Years old with a Limit of $20K to $35K
WE ARE UPDATING – PLEASE COME BACK SOON – Watch Our Youtube videos.

CAPITAL ONE CREDIT CARDS

SEE IF YOU QUALIFY WITHOUT A HARD PULL ON YOUR CREDIT.
 
Click on the link below and see if you qualify for a Capital One Card without hurting your credit or getting a hard inquiry on your credit.
 
See if you pre‑approved for the card before they even apply, all with no impact to their credit score!
 
  • Select your offers
  • Apply and Get approved.
See if you are pre approved for a Capital One Card

Secured Starter Cards

Secured Starter Credit Cards
  • Bad Credit and Fair Credit
  • Offers $200.00 to $750.00
  • Great to Rebuild Credit
​
We suggest that you should try to get about FIVE of the starter cards. Secured and Unsecured.
​
SEE ALL CARDS

Unsecured Starter Cards

Unsecured Starter Credit Cards
  • Bad Credit and Fair Credit
  • Offers $200.00 to $750.00
  • Great to Rebuild Credit
​
We suggest that you should try to get about FIVE of the starter cards. Secured and Unsecured.
​
SEE ALL CARDS

Banks Secured Credit Cards

Major Banks Secured Credit Cards
  • Bad Credit and Fair Credit
  • Offers $200.00 to $5000.00
  • Great to Rebuild Credit
  • Great way to establish credit and banking relationship at the same time.
​These are banks that also offers a Business Credit Product. So we start by getting a personal secured credit card.
You will need 10 of these secured credit cards.
SEE ALL CARDS

​Companies that offers Credit Building Installment Lines.

These are other companies that offers credit line either for products or secured installent lines. Some offer great secured installment lines.
 
  • Bad Credit and Fair Credit
  • Offers $200.00 to $10,000
  • Great to Rebuild Credit
​
We suggest that you should try to get what you can of these companies if you need them.
SEE ALL OFFERS

Authorize User Tradelines

Authorize User Tradelines
  • Great to add history
  • Great to high limit cards.
  • You must know how to use this tool to get the best benefits that it offers.
​
We suggest the best way to get an authorize user tradelines is to talk to family and friends. In the event they cannot help you, here is a company that offer Authorize User Tradelines.
SEE ALL AU TRADELINES

Credit Unions Secured Credit Cards

Credit Unions Secured Credit Cards
  • Bad Credit and Fair Credit
  • Offers $200.00 to $5000.00
  • Great to Rebuild Credit
  • Great way to establish credit and banking relationship at the same time.
​These are Credit unions that also offers a Business Credit Product.
 
SEE ALL CARDS

Privacy Policy