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EMERGENCY BUSINESS LOANS

When you need working capital fast for your business. Same Day Funding up to $1 Million We also offer a micro loan up to $35K in Minutes

BUSINESS LOANS

We know business funding. We offer Term Loans, Lines of Credit, Equipment Financing,Working Capital and more!

ALL SBA BACKED LOANS

We offer all SBA Loan Products. You focus on your business and let us get you approved. Start Ups, Expansion, Commercial etc.

REAL ESTATE HARD MONEY

We are a Nationwide Hard Money Provider.​ ​Fix and Flip, Purchase, Cash Out Refi, Ground Up Construction and More!

CASHOUT REFINANCE

Nationwide Cash Out Refi on Commercial and Residential. Special owner occupied program, NO Monthly Payments

Here we will discuss which banks and financial institutions will accept you using your business credit, your EIN number to qualify you for a purchase of a vehicle or multiple vehicle
REMEMBER: Everything is possible when done right and YES, you can get auto loans using your EIN and NOT your SSN.
 
 
WHAT I NEED TO DO TO GET MULTIPLE CARS ON MY EIN NUMBER – NO PERSONAL GUARANTEE.
  • Build Business Credit
  • Complete the 20 Points Compliance ( A MUST )
  • Then add EIGHT of Tier 1 – Net 30 Accounts
  • For better interest rates – Add SEVEN of Tier 2 – Net 30 Accounts
  • REMEMBER: You can get cars with just SIX of Tier 1 – Net 30 Reporting but the interest rates can be starting at 8%.
  • We suggest: Get SIX Tier 1 – Net 30, then get also Nav Boost, Credit Strong and Divvy ( All listed on Tier 1 – Net 30 )
 
The stronger your business credit, the better the interest rates.
This is an amazing way to earn money. 
Please do your research as to what cars will better suit your neighhood when deciding whether to start a Turo Car Rental Business. The more research you do, the better chances of success in the Turo Business.
 
START BUILDING YOUR BUSINESS CREDIT AND FIT THE QUALIFICATIONS
 
HERE ARE THE STEPS
  • Register a Corp or LLC ( Your company will have to be THREE months old to qualify. If you have an LLC or Corp it will be better. We also offer aged Corps and LLC that are 2+ years old. Want to resgister a New LLC or Corp?. Register your company the right way. Click Here
  • Start the 20 Points Compliance checklist on your LLC or CORP CLICK HERE FOR THE COMPLIANCE CHECKLIST
  • Once the 20 Points Compliance Checklist is completed, start adding 8 to 10 Tier 1 – Net 30 accounts – SEE LIST
  • Wait 45 to 60 days for the account to post to your business credit. Check your Nav to make sure.
  • Once the accounts post, you can find car dealerships that does financing through ALLY and start buying the cars.
  • Make your Business Credit Stronger and get better interest rates  by adding 3 to 5 Tier 2 – Net 30 accounts – SEE LIST
  • Now wait for a 45 to 60 days for the accounts to post to your business credit. Check your Nav to make sure.
  • Once posted, you can start buying cars.
  • REMEMBER: Once this is completed, you also qualify for small funding up to $100,000
 
STEP BY STEP INSTRUCTIONS
ON WHAT YOU NEED TO DO TO QUALIFY FOR AUTO LOANS,
BASED ONLY ON YOUR BUSINESS CREDIT!
YOU MUST COMPLETE ALL THE STEP BELOW TO QUALIFY!
REMEMBER: Your business must be THREE months old to qualify. Better is a company that is 2+ Years Old.

Build Your Business Credit Correctly. A must for all business owners.

Business Compliance Checklist – The 20 Points Compliance Checklist.
 
Step One – The 20 Points Compliance Checklist
 
The 20 Points Compliance Checklist.
Please do not miss a step. This will be a big deciding factor of your file getting approved for credit.
 
 
Step Two – Building Your Business Credit
 
Add 8 to 10 of the Tier 1 – Net 30 Accounts after you have completed the compliance checklist.
You can also apply for Tier 2 – Net 30 accounts after all of your Tier 1 – Net 30 Accounts have posted to your business credit report.
 

ALLY BANK

Ally is widely used for business vehicle financing and has a simple fast approval process.
 
WHEN APPLYING:
Make sure you call the car dealership that you want to purchase the cars from and ask them if they offer financing from Ally.
Once they confirm, you can go to that dealership.
ALLY FINANCIAL
Purchase Amounts: $30,000+
Terms: 60 to 75 months
Down Payment: May be required, good to have about $3000 to $5000 available.
Interest Rates: Starts at estimated 4% with great business credit, others 8%+.
Commercial Insurance or Private Insurance: Depends, most times commercial insurance is required, but as owner of a business somtimes personal car insurance is accepted.
 
The 20 Points Compliance: A total MUST!
Business Credit: Yes, 80 Paydex, Experian Score and Equifax Score
History on Business Credit: at least  3 Payments
Number of Vendors Needed on your Business Credit: 15 with at least 3 months of payments. Its good to have a $10,000 net 30 account on your business credit report.
Business Credit Bureau being pulled: Experian ( Good to have 7 to 15 lines reporting.) and DnB.
 
Reports to:  Experian Business
 
Personal Guarantee or NO Personal Guarantee: NO Personal Guarantee
Personal FICO Score: 680+ ( Not Needed )
 
Time in Business: Six Months in Business is the minimum, we suggest 12Months+.
Yearly Estimated Revenues: $450,000+
Personal Estimated Income: $12,000+
 
 
How to Apply: On loacation where Ally Financing is available.
 
What you will need to Apply: Your drivers license, your SS4 form and your business Secretary of State Incorporation Documents.
May be needed: Last THREE Months Business Bank Statements.
 
Special Instructions: You will need to have 15 Vendors reporting to your business credit profile before aply for an auto loan with Ally.
 
 
Shared Experiences: We have seen some clients get approved for $50,000 auto loan with Ally that only have THREE simple vendor accounts reporting to their business credit and maybe only one vendor reported twice. What this says, you will have to simply sometimes go into a dealership and try your luck. NOW, remember, the stronger your business credit, the lower the rates are going to be and the amount you can get approved for. That decision is up to you. We have also seen clients get approved without a down payment.
 
 
Special Instructions: You must go into a dealership and request that you be financed using your business credit. If that sales person is not knowledgable about business credit, request to see the manager. Then inform the manager that you would like to purchase a vehicle using your business credit, hence your EIN number. You MUST refuse to personal guarantee the auto loan. Talk only to the Car Dealers Finance Manager. Ask to speak with the Finance Manager and let hom or her know that you want Business Name Only!.
 
How to find a dealer that accepts Ally Financing:
Go to Ally Website, then go to business vehicle financing and at the bottom of the website you will find a dealer search where you can enter your zip code and make of vehicle and they will show you which dealers they work with.
 
EXTRACT FROM ALLY WEBSITE:
Financing in the Business Name
If you’re looking to finance commercial vehicles in the name of your business without affecting your personal credit, Ally features two solutions.
 
Third-Party Guaranty
When you want to buy or lease vehicles in the name of your business but need to secure additional financing, you may act as a third-party guarantor. This allows you to keep your name off the title and may keep the debt off your personal credit record. Keep in mind, if your business defaults, you may become liable and the debt may be reported on your personal credit record.
This means if you do not have enough business credit, you can guarantee the auto loan but it will nOT show on your personal credit.
 
Business name only
If your business qualifies for financing without the owner’s guaranty, you can obtain financing in the business name only. This gives you the ability to save your personal credit for other use as well as:
 
Build credit in your business name
 
Protect yourself from liability related to the operation of the vehicle
 
REMEMBER: If you default, this will show on your personal credit.
 
OUR TAKE:
This is a great way to get a vehicle with NO Personal Guarantee. Also a great way to get MULTIPLE cars with NO Personal Guarantee.
Want to enter the car rental business with TURO?. This is a great tool to get the cars.
HOWEVER: If you are looking to get the lowest interest rates which will make sense if you are going to start your TURO business, then we suggest that your business credit should be built out to the strongest file. If you are just trying to get a car for yourself and the monthly payments or interest rates does not really matter ( 8%+) then just having a couple of vendors reporting to your business credit is enough. We have experienced that some clients get cars with a thin business credit file but they do pay 8%+ in interest.
 
​In the end, a stronger business credit file gets you the best terms and interest.

FORD COMMERCIAL VEHICLE FINANCING

Ford offers great finaning options for all your business vehicle needs. Fleet Options.

FORD COMMERCIAL
Purchase Amounts: $30,000+
Terms: 60 to 72 months
Interest Rates: Starts at estimated 4% with great business credit, others 8%+.
Commercial Insurance or Private Insurance: Depends, most times commercial insurance is required, but as owner of a business somtimes personal car insurance is accepted.
 
The 20 Points Compliance: A total MUST!
Business Credit: Yes, 80 Paydex, Experian Score and Equifax Score
History on Business Credit: at least  3 Payments
Number of Vendors Needed on your Business Credit: 15 with at least 3 months of payments.
Business Credit Bureau being pulled: DnB
Reports To: Dnt
 
Personal Guarantee or NO Personal Guarantee: NO Personal Guarantee
Personal FICO Score: 680+ ( Not Needed )
 
Time in Business: Six Months in Business is the minimum, we suggest 12Months+.
Yearly Estimated Revenues: $450,000+
Personal Estimated Income: $12,000+
 
 
How to Apply: On loacation where Ally Financing is available.
 
What you will need to Apply: Your drivers license, your SS4 form and your business registration.
 
Special Instructions: You will need to have 15 Vendors reporting to your business credit profile before aply for an auto loan with Ally.
 
 
Shared Experiences: We have seen some clients get approved for $50,000 auto loan with Ally that only have THREE simple vendor accounts reporting to their business credit and maybe only one vendor reported twice. What this says, you will have to simply sometimes go into a dealership and try your luck. NOW, remember, the stronger your business credit, the lower the rates are going to be and the amount you can get approved for. That decision is up to you.
 
 
Special Instructions: You must go into a dealership and request that you be financed using your business credit. If that sales person is not knowledgable about business credit, request to see the manager. Then inform the manager that you would like to purchase a vehicle using your business credit, hence your EIN number. You MUST refuse to personal guarantee the auto loan.
 
Ford offers great finaning options for all your business vehicle needs. Fleet Options.

TOYOTA VEHICLE FINANCING

Toyota has a great financing program for fleet vehicles as well as single vehicle for business use.
 
TOYOTA VEHICLE FINANCING
Purchase Amounts: $30,000+
Terms: 60 to 72 months
Interest Rates: Starts at estimated 4% with great business credit, others 8%+.
Commercial Insurance or Private Insurance: Depends, most times commercial insurance is required, but as owner of a business somtimes personal car insurance is accepted.
 
The 20 Points Compliance: A total MUST!
Business Credit: Yes, 80 Paydex, Experian Score and Equifax Score
History on Business Credit: at least  3 Payments
Number of Vendors Needed on your Business Credit: 15 with at least 3 months of payments.
Business Credit Bureau being pulled: DnB
Reports to: DnB
 
Personal Guarantee or NO Personal Guarantee: NO Personal Guarantee
Personal FICO Score: 680+ ( Not Needed )
 
Time in Business: Six Months in Business is the minimum, we suggest 12Months+.
Yearly Estimated Revenues: $450,000+
Personal Estimated Income: $12,000+
 
 
How to Apply: On loacation where Ally Financing is available.
 
What you will need to Apply: Your drivers license, your SS4 form and your business registration.
 
Special Instructions: You will need to have 15 Vendors reporting to your business credit profile before aply for an auto loan with Ally.
 
 
Shared Experiences: We have seen some clients get approved for $50,000 auto loan with Ally that only have THREE simple vendor accounts reporting to their business credit and maybe only one vendor reported twice. What this says, you will have to simply sometimes go into a dealership and try your luck. NOW, remember, the stronger your business credit, the lower the rates are going to be and the amount you can get approved for. That decision is up to you.
 
 
Special Instructions: You must go into a dealership and request that you be financed using your business credit. If that sales person is not knowledgable about business credit, request to see the manager. Then inform the manager that you would like to purchase a vehicle using your business credit, hence your EIN number. You MUST refuse to personal guarantee the auto loan.