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EMERGENCY BUSINESS LOANS

When you need working capital fast for your business. Same Day Funding up to $1 Million We also offer a micro loan up to $35K in Minutes

BUSINESS LOANS

We know business funding. We offer Term Loans, Lines of Credit, Equipment Financing,Working Capital and more!

ALL SBA BACKED LOANS

We offer all SBA Loan Products. You focus on your business and let us get you approved. Start Ups, Expansion, Commercial etc.

REAL ESTATE HARD MONEY

We are a Nationwide Hard Money Provider.​ ​Fix and Flip, Purchase, Cash Out Refi, Ground Up Construction and More!

CASHOUT REFINANCE

Nationwide Cash Out Refi on Commercial and Residential. Special owner occupied program, NO Monthly Payments

 
FIRST STEP IN BUILDING BUSINESS CREDIT
Business Credability Check
The 20 Points Compliance Check
This is for all businesses. Just dont register a company, set it up correctly
for success in funding in the future.
 
PLEASE USE A COMPUTER WHEN USING OUR STEP BY STEP INSTRUCTIONS!
We are updating our process daily to remain accurate
 

CLICK HERE TO GO TO THE 20 POINTS COMPANY COMPLIANCE CHECKLIST

IMPORTANT INFORMATION THAT YOU MUST KNOW BEFORE YOU START
THE 20 POINTS COMPLIANCE – PLEASE READ!
 
PLEASE READ CAREFULLY! – HERE ARE TIPS OF GETTING THE MAXIMUM FUNDING.
Before you  Register Your Company here are some important facts you should consider before starting the registration process.
  • Business Activities: Some types of business activities will find it hard to get funded.
  • Real Estate Investing: Are you starting a business to invest in real estate – Banks do not like to fund real estate business.
  • Address of your Business: Address of your company – it is sometimes better to get a virtual address as to use your home address which depends on the type of business you are getting into.
  • Professional email: We recommend using a professional email, example mike@yourbusiness.com
  • Professional Telephone System: It is better to use a professional telephone system with a local number and an 800 number.
  • OWNER OR CFO OF BUSINESS: If you will be using someone with great personal credit to help you get funded, you MUST list that person as a CFO and own 95% of the company.
  • LLC or CORP: We recommend INC. Its just our preference, its get bigger funding.
PLEASE READ THIS BEFORE STARTING YOUR BUSINESS REGISTRATION
Some business activities will not get as much funding as others. This is due to banks considering some business activities as high risk business eg: Real Estate Business.​
 
REAL ESTATE:
If you are starting a company to invest inreal estate, we have the following suggestion.
 
1. Register a Company for funding purposes. Like creating a company with business activies that is favourable to banks like: DIGITAL MARKETING.
2. Then  register another company for the Real Estate Investing Company.
 
RECOMMENDATION:
Its better to register your company with a neutral name that does does tell it activities by the name alone.
ABS HOMES – NOT GOOD ( It sounds like it dose something to do with real estate )
ABS LLC – Better, its neutral.
 
PLEASE DO THE FOLLOWING BEFORE YOU START YOUR BUSINESS REGISTRATION.
 
BUSINESS ACTIVITIES
1. Decide what will be the activities of your business.
2. If the only reason you are building business credit is to raise capital, then go with someting like DIGITAL MARKETING.
 
NAME OF YOUR BUSINESS
Come up with a name of your business. Please try to make it neutral. After you decided on the name of your business, you may want to go to godaddy and check if domain is available for the name you came up with.
 
ADDRESS OF BUSINESS.
If you will be registering a business doing activies such as DIGITAL MARKETING, the a home address will be fine. We however recommend using a virtual address as your business address. 
 
PROFESSIONAL WEBSITE AND EMAIL:
We recommend using godaddy for your website registration and professional email address. You dgo ahead and get your domain registered and apply for an email at the same time. You can call customer service at godaddy to assist you with setting up your email.
 
PROFESSIONAL TELEPHONE SERVICE:
We recommend using GRASSHOPPER for your telephone system. Get a local number and an 800 number.
 
OWNERSHIP OF COMPANY:
If you are using someone with great credit as a credit partner or someone with great credit that is helping you get funded, its important to note that you will have to list that person as OWNER or CFO of company with 95% ownership. Its even better to list them completely 100% ownership and after funding, you can remove them.
 
CORP OR LLC:
We recommend INC, but LLC is fine too. Its just our preference when it comes to funding but you make that decision with your tax consultant.
 
 
​NOW, START BELOW STEP BY STEP
 
YOU MUST FOLLOW THESE INSTRUCTIONS ACCURATELY.
Every step as simple as it may seem plays a great role in establishing BANK Compliances.
Your business must project a REAL business.
 
WE DO NOT GUARANTEE FUNDING OR SUCCESS – BUT IF YOU FOLLOW THESE INSTRUCTIONS ACCURATELY, YOU WILL SUCCEED.
 
THIS 20 POINTS COMPLIANCE IS DESIGNED FOR SOMEONE STARTING A BUSINESS OR SOMEONE
THAT HAS AN EXISTING BUSINESS. PLEASE FOLLOW THE COMPLETE STEPS AND CHECK OFF WHAT YOU ALREADY HAVE DONE IF YOU ARE AN EXISTING BUSINESS AND COMPLETE THE ENTIRE LIST!
STEP ONE
 
 
Name of Business
Decide on the name of your business. Try to make it neutral. then go to godaddy and see if your domain is available. It does not have to match but get creative.
Also you may want to check your Secretary of State and see if that business name that you have decided on is available.
Why is this important?. Well if the domain is available and the name seem to be unique for the Secretarty of State, this means you can actually go to STEP FIVE, get a Virtual address and register your business using the virtual address as your business address. This step by step instructions was designed for those that do not know how to check the name to where you register the business then go back to update the business address after you have registered the business. You will be saving a step.
 
​Please write down the name of the business.
STEP TWO
Activity of the Business​​
 
Activity of the Business
Your businesss activity. Type of business you will be practicing. Remember if you are only looking to raise capital, decide on an activity that you know about and is not listed as a high risk activity. If you are not sure, but you are only looking to raise capital, then just list DIGITAL MARKETING etc. An example of high rick activity is real estate investing, banks do not like to lend to real estate companiess. In the event you are into real estate, you may want to use a company to actually do your real estate business and use another just for the funding.
STEP TWO B
Set up a GMAIL ACCOUNT FOR BUSINESS​​
 
 
Set up a Business GMail Account
From now on you will see that you will need a GMAIL account to keep you organized.
We recommend that you make up a gmail account that reflects the name of your business. ( example: abcsolutions@gmail.com )
When seeting up your gmail account, GMAIL will ask you if this account is for Personal or Business. You must say for Business. IMPORTANT: You will just set up the gmail account and SAY that you will set up the business profile later.
​You will now use this gmail account until you have your professional email address.
STEP THREE
 
Set up a GMAIL ACCOUNT FOR BUSINESS​​
 
 
VIRTUAL BUSINESS ADDRESS – YOU MUST DETERMINE YOUR BUSINESS ADDRESS BEFORE MOVING ON.
Having a brick and mortar business adress that is separate from your home address is very important to project a real business. However, some business activites are accepted by banks that a home address is a professional business adresss. You cannot have a auto repair shop with a home address but in certain situations this may be acceptable because some people do have a big home with a big garage for an auto repair shop. When an inderwriter googles that address, they will see the set up and accept such an address.
A Virtual Address is a MUST if you do not have a physical business address.
 
We suggest use a Virtual Busines address when you are not sure.
There are several companies out there that offers business addresses with mail forwarding. We suggest for you to find one that is not far from you.
See on the left, two companies that we recommend.
These are professional companies that offers many services that make your business real, to include:
  • Answering service
  • Mail Forwarding
  • Mail scanning and emailing it to you
  • Local Tel Line service
  • Conference rooms etc.
​You just choose the services that are important to your business. For funding only purposes, get the mail forwarding, mail scanning, and local telephone service that gets forwared to your cell phone etc.
 
OTHER OPTION: USING YOUR HOME ADDRESS!
In the event you have one business, at times its okay to use your home address as the business physical address. Just add for example SUITE A, to your home address.
 
IMPORTANT:
Do not use PO BOX or UPS addresses. You can forward mail to a PO but do not list it as your business address.
STEP FOUR
 
​Apply for a professional business phone number.
Grasshopper  and Ring Central offers excellent program for Business Telephone Services.
We suggest you get a local number and a TOLL FREE number ( 800 ).
 
A professional Business Phone number, this means a local number and 800 number is a MUST when seeking funding.
You can also apply for a 800 number and use your cell number as a local number.
STEP FIVE
Register Your Company
Here are THREE choices:
  • Register a Company
  • Buy an Aged Corporation
  • Buy a Corp with business credit already built out .
 
Register a Company
You have THREE choices when it comes to trying to get funded or starting a company.
 
Here are our recommendation:
  • You are starting a business and NAME of Company is more important that having access to capital – Then register a NEW company ( Corp or LLC ).
  • You are starting a business but access to capital will be important – Buy an Aged Corporation
  • You don’t have too much liquid cash but needs some funding  – Register a new business, then build business credit, get some funding then buy an aged corporation to get maximum funding. Build, Fund and repeat.
  • You want as much funding but you do not have any cash at the moment  to putrchase an aged corporation.  Start by registering a new company, get funding, then buy an aged corporation. You can then buy more aged corps and fund them after you get the first aged corp funded.
 
We recommend using a professional company to register your company. They will aslo apply for the EIN for you. When you click on the tab on your left ” Register a Company”, you will be using a professional company that will do it all for you.
 
VERY IMPORTANT – BUSINESS ADDRESS WHEN REGISTERING YOUR COMPANY
  • You have a real business address: Then register your business using the business address.
  • You have a business activity that qualifies to use a home address: Then use your home address. We still recommend using a virtual business address. In the event you will be using your home address, YOU MUST use, you home address and adding SUITE A ( etc ) to your home address.
  • You have decided to use a Virtual Address: Since you will not get a virtual address without having a business registered, you will have to do two things: Register your business using your home address then apply for a virtual business address then go to the secretary of state and do an addenum to your business by filing a change of address. THIS MUST BE DONE.
  • You are buying an aged corp or buying a credit ready corp: You must inform the Aged Corp or LLC provider that you will be using a virtual address. So you will reserve the Corp and pay for it. Then apply for the virtual address with the name of the corp. Then share the new virtual address with the aged corp provider so that they can register the corp in your name with the new business virtual address. In most cases, you will probably be buying an aged corp that is from a differnet state than the state you live in and the corp provider will have to file a FOREIGN FILING to your state. So when they are doing the foreign filing, they can now use the virtual address in your state as the address of your business. Foreign filing of a LLC that is from another state to your home state simply means that the CORP or LLC is now registered to do business in that state.
 
 
DO IT YOURSELF
Go to your Secretary of State and Register your company. Once the compnay is completely registered and active, the apply for a EIN number at irs.gov.
 
 
STEP SIX
 
​Apply for EIN Number
Applying for an EIN nunber is simple. Just click on the link on the left and apply. Most of the times you will be issused the EIN immediately.
You will get a form with your EIN number listed on it. This for is called a SS4. Please save this form in your package because you will need it many times in the future.
 
IMPORTANT:
If you chose to have your company regostered by a professional company, have them apply for the EIN number for you.
If you bought an aged corporation, also have them apply for the EIN for you. In some cases you may have to do that yourself.
STEP Seven
 
GODADDY
Hosting, SSL, Domain and email Set up.
 
​Apply for DOMAIN and Professional Email Address.
– Domain
– Professional email
– Web Hosting
– Website
– SSL Certificate
 
You must get the following:
Info@yourdomain.com
yourname@yourdomain.com
If you have a partner: partnetname@yourdomain.com
 
SEE ON THE LEFT  – WE HAVE A FULL PACKAGE THAT SOLVES ALL OF THESE REQUIREMENTS.
 
We suggest using GODADDY to get a domain and a professional email address. There are other services out there that you can use, but we find Site Ground to be the best and has great customer service to assist you in setting up your domain and email address. They have plans starting at $3.99 per month.
You want to order the following:
1. Domain
2. SSL certificate ( shows your website is secured )
3. Hosting
4. email address
 
Site Ground also offers a website builder service so you make your won website or have them design one for you. We also offer below a company that we have worked with that charges $1200 to set up a website depending on the number of pages your website will have.
We also list below a company called website builder where you can get a domain and build your own website.
A professional website and email address is a MUST when seeking funding.
 
IMPORTANT:
SEE STEP NINE FOR THIS PACKAGE DEAL:

We offer a special:
Custom SEVEN Page website ( Additional cost for more pages )
Domain ( One Year – Additional $100.00 after that per year )
SSL Certificate ( https: – Life Time )
SEO Services ( One month, only submission to search engines )
10 Professional emails for your domain. ( One Year )
​PRICE: $1200.00
We have some prebuilt websites that can be delivered in 72 hours. Professionally built website.

Website Package:
Seven Page Professional Website
SEO Services ( submission to search engines – One Month )
Price: $1050.00
STEP EIGHT
 
​Stand out – Design a Business Logo
This may not seem to be important but in today’s world, building a brad is important. A logo represents your brand which makes it easier for you to be visable and real. Building trust through your brand.
​There are many people on FIVERR that can develop a logo for you. You can also use CANVA.COM to make your own logo.
 
STEP NINE
 
Website
Today, every business MUST have a website. Its your digital presence. Underwriters will search the internet for your website presence and the presence of your business on the whole.
You have three options:
1. If you are with godaddy, you can build your own webiste or hire godaddy to build one for you.
2. Hire a Company or Individual that is not expensite. Look at the link on the left and click on it if you want a professional that is not expensive to build your website.
3. Build your own website. We have listed on the left, websitebuilder program to where you can build your website. You do not have to know coding, its a simple edit and paste program.
 
We offer a special:
  • Custom SEVEN Page website ( Additional cost for more pages )
  • Domain ( One Year – Additional $100.00 after that per year )
  • Website Hosting ( One Year )
  • SSL Certificate ( https: – Life Time )
  • SEO Services ( One month, only submission to search engines )
  • 10 Professional emails for your domain. ( One Year )
​PRICE: $1200.00
We have some prebuilt websites that can be delivered in 72 hours. Professionally built website.
 
Website Package:
  • Seven Page Professional Website
  • SEO Services ( submission to search engines – One Month )
Price: $1050.00
 
 
A Website and Social Media Pages are a MUST when seeking funding.
STEP TEN
 
Find your Business Activity Code – NACIS CODE – SIC Code
It is very important that you reasearch and find the right code for your business activity. You will need it often especially when you open a bank account.
IMPORTANT:
Make sure you have the right code whan you apply for a business bank account. This can be a determining factor when it comes to approvals. Remember the banks do not like to lend to some business activities that are considered high risk.
SPECIAL INCSTRUCTIONS
UPDATE YOUR BUSINESS REGISTRATION ON THE SECRETARY OF STATE
In the event that you registered your business, then got a virtual address, NOW is time to go back to the Secretary of State and update your business registration by filing an addenum to list your VIRTUAL ADDRESS as your business activity address. 
You want to make sure the following is listed:
1. Your VIRTUAL address is now listed as your Business Address.
2. Update your EIN
 
In the event, you are going to be using a credit partner to help you get funding, now its time to ALSO submit the credit partners information using the same addenum filing to add your credit partner as CFO.
Add your Credit Partner as Owner or CFO of your company. Remember if you are also listed on the corp or LLC, you want to own 5% and your CFO ( Credit Partner ) 95%.
YOU WILL NEED INQUIRY REMOVAL
You may want to build out a second LLC and repaet the whole funding process.
We offer
FAST INQUIRY REMOVAL
​4 to 10 Days All three Bureaus.
​Need Business Tradelines to Boost Faster!